NJ Uninsured Driving Ticket Lawyer

Driving without insurance tickets are one of the harshest there are in NJ. Even though these tickets don’t carry DMV points, it can lead to a license suspension longer than most first time DWI's.  With such high penalties in NJ, it is important to be represented by the best Uninsured Driving Lawyer possible, call today.


What are the Penalties?

Uninsured driving tickets are defined under N.J.S.A. 39:6B-2, reproduced below.  The penalties for a conviction for an uninsured motorist are:

1st Offense:

  • $300 - $1,000 Fine
  • Possible Community Service
  • 1 Year Driver’s License Suspension
  • $250 / Year for three years Surcharge by the NJ DMV

2nd or Subsequent Offense:

  • Up to $5,000 Fine
  • 14 Days Prison - Mandatory
  • 30 Days Community Service - Mandatory
  • 2 Year Driver’s License Suspension (Can be longer if the DMV Administrator doesn’t wish to restore your license)
  • $250 / Year for three years Surcharge by the NJ DMV


How can a Lawyer Help?

There are many things an experienced New Jersey uninsured driving defense attorney can do to help.  Most people will have several tickets rather than just the  driving without insurance charge, and the more tickets there are, the more we can help.  Our first goal is to completely defeat the charges and find any defenses.  These might include very technical defenses such as the fact that a police officer didn’t have a reason to pull you over in the first place, or something as simple as you were insured and just didn't have the card in your possession.  Every case is unique, and hundreds of possible defenses may arise.  

Other times it is best to negotiate a deal with the prosecutor.  An experienced defense lawyer stands a far better chance of coming away with a beneficial arrangement than a regular citizen.  The benefits of this may include, reduced fines, no community service, and even saving a defendant’s license when it would otherwise be suspended.

For a free consultation, please see our contact page, or call a NJ Traffic Ticket Defense Attorney today at 201-943-2445.


Frequently Asked Questions:

What if I was insured but simply didn't have my card on me?

If your vehicle was insured at the time, and you simply didn’t have the new card with you, it is a far simpler matter to defend.  The usual outcome of these cases is having the charge dismissed.

Is this the same charge as no drivers license in possession?

No, that is a different charge, N.J.S.A 39:3-29.  That charge carries no suspensions and is payable via a simple fine.  The fine for no documents in possession in NJ will generally be $150.  Having no insurance on your vehicle is a much more serious charge.

Where do you practice?

The Law Offices of Avery & Averry, Esqs., practice and defend Driving while Suspended Tickets in the Superior Courts of Bergen County NJ, Essex County NJ, Hudson County NJ, Passaic County NJ, and the Municipal Courts of Allendale, Alpine, Bergenfield, Bogota, Carlstadt, Central Municipal Court of Bergen County NJ, Cliffside Park, Clifton, Closter, Cresskill, Demarest, Dumont, East OrangeEast Rutherford, Edgewater, Elmwood Park, Emerson, Englewood, Englewood Cliffs, Fairfield, Fair Lawn, Fairview, Fort Lee, Franklin Lakes, Garfield, Glen Rock, Guttenberg, Hackensack, Hoboken, Harrington Park, Hasbrouck Heights, Haworth, Hillsdale, Ho-Ho-Kus, Irvington, Jersey City, Leonia, Little Falls, Little Ferry, Livingston, Lodi, Lyndhurst, Mahwah, Maywood, Midland Park, Montvale, Moonachie, NewarkNew Milford, North Arlington, North Bergen, Northvale, Norwood, Oakland, Old Tappan, Oradell, Palisades Interstate Park Court, Palisades Park, Paramus, Park Ridge, PassaicPatersonRamsey, Ridgefield, Ridgefield Park, Ridgewood, River Edge, River Vale, Rochelle Park, Rockleigh, Rutherford, Saddle Brook, Saddle River, SecaucusSouth HackensackTeaneckTenaflyTeterboroUpper Saddle RiverWaldwickWallingtonWashington TownshipWestwoodWoodcliff LakeWood-RidgeWyckoffUnion CityWeehawkenWayneWest Orange, West New York


Below is a copy of New Jersey’s driving without insurance law, N.J.S.A. 39:6B-2

An owner or registrant of a motor vehicle registered or principally garaged in this State who operates or causes to be operated a motor vehicle upon any public road or highway in this State without motor vehicle liability insurance coverage required by P.L.1972, c. 197 (C.39:6B-1 et seq.), and an operator who operates or causes a motor vehicle to be operated and who knows or should know from the attendant circumstances that the motor vehicle is without motor vehicle liability insurance coverage required by P.L.1972, c. 197 (C.39:6B-1 et seq.) shall be subject, for the first offense, to a fine of not less than $300 nor more than $1,000 and a period of community service to be determined by the court. The court also shall suspend the person's right to operate a motor vehicle over the highways of this State for a period of one year from the date of conviction; provided, however, the period of license suspension may be reduced or eliminated if the person provides the court with satisfactory proof of motor vehicle liability insurance at the time of the hearing. Upon subsequent conviction, the person shall be subject to a fine of up to $5,000 and shall be subject to imprisonment for a term of 14 days and shall be ordered by the court to perform community service for a period of 30 days, which shall be of a form and on terms as the court shall deem appropriate under the circumstances, and shall forfeit the person's right to operate a motor vehicle for a period of two years from the date of the conviction, and, after the expiration of the forfeiturethe person may make application to the Chief Administrator of the New Jersey Motor Vehicle Commission for a license to operate a motor vehicle, which application may be granted at the discretion of the chief administrator. The chief administrator's discretion shall be based upon an assessment of the likelihood that the individual will operate or cause a motor vehicle to be operated in the future without the insurance coverage required by this act. A complaint for violation of this act may be made to a municipal court at any time within six months after the date of the alleged offense.

Failure to produce at the time of trial an insurance identification card or an insurance policy which was in force for the time of operation for which the offense is charged creates a rebuttable presumption that the person was uninsured when charged with a violation of this section.


© Avery & Avery, Esqs., 2012-2018 All rights reserved. Robert W. Avery, Esq., Avery & Avery, Esqs., www.averylaw-nj.comcriminaldefenselawyer-nj.comdrugcrimedefenselawyer-nj.com, antrafficticketlawyer-nj,com, own all intellectual property rights, including all copyrights, in and related to the content and top design of this site and the organization of the information contained in this site. Disclaimer: This website is made available by Robert W. Avery, Esq., and Avery & Avery, Esqs., to give you general information and a general understanding of the law, not to provide specific legal advice.  By using this website, you understand that there is no attorney client relationship between you and the website publisher.  Communication by you (via email, facsimile, or telephone) does not create an attorney client relationship, which can only be accomplished by a written retainer agreement between lawyer and client.  Our top priority is to provide all of our clients and those who search for us, whether for personal injury matters, general trial work, criminal arrests, drug and marijuana arrests, municipal court dui dwi drunk driving arrests and breathalyzer/alcotest refusal representation, or for estate planning, estate administration, powers or attorney, living wills, advance directives, or for their last will and testament, with the best representation and best defense available anywhere. Our primary practice is in the Bergen County, Hudson County, Passaic County, Morris County, Essex County, Sussex County and the North New Jersey region.